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$619,500.00
3117 Beldover

Virginia Beach, VA 23452



Beds: 5 Rooms: 11
Full Baths: 3 Sq. Ft.: 3849
Garage: 2 Built: 1991
 

Spectacular Home! 2-story foyer, Oversize family room w/brick FP and Coffer Beam Ceiling. First Floor BR. First Floor Full BA. Updated Kitchen w/granite counters & back splash, lighting, new carpet. Updated Master bathroom: dual head shower, dbl vanity, tile. In cul-de-sac. Short distance to enjoy pool, tennis, bike path, park. Well pump, sprinkler system. Sellers love the in-home office and inviting family room, playing tennis w/ friends and nearby pool has been an enjoyable part of living in Beldover. www.vrguild.net/idx/W41264
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Diane Ragsdale
Howard Hanna
7576815161
www.dianeragsdale.com



 
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Posted by Diane Ragsdale on September 10th, 2015 11:00 AMLeave a Comment

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$475,000.00
1632 Jack Frost Road

Virginia Beach, VA 23455



Beds: 4 Rooms: 8
Full Baths: 0 Sq. Ft.: 2900
Garage: 2 Built: 1992
 

REDUCED!!! BEST value in the neighborhood w/$70K+ in upgrades. Solid H/W floors, custom tile, granite/quartz/marble, SS GE Monogram appl., custom cabinets, oil-rubbed bronze fixtures;nickel fixtures in Master w/5'X8' walk in spa shower, 6 body sprays + 2 heads. Custom paint. Anderson windows. Newer roof(2013). Upstairs media/game room. 4th BR/office/teen w/en suite bath, 1-acre. Attention to details throughout. Virtual tour: www.vrguild.net/idx/W39501 Just a 5 min. commute to Little Creek Amphibious Base! 5 min. the beaches on the Bay! Wonderful location!! You can't beat it! Call for viewing appt. today!!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google? Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Diane Ragsdale
William E Wood and Associates
7576815161
www.dianeragsdale.com



 
  Visit this listing here

Posted by Diane Ragsdale on July 17th, 2015 6:35 PMLeave a Comment

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June 11th, 2015 11:51 AM
  • 30-year mortgage rates are projected to increase by a full percentage point in 2016
  • Rates are still well below the past four decade averages
  • The interest rate at which you borrow the funds to purchase your dream home makes a huge difference on your monthly payment

  • Posted in:General
    Posted by Diane Ragsdale on June 11th, 2015 11:51 AMLeave a Comment

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    $238,000.00
    3836 LONG POINT BLVD

    Portsmouth, VA 23703



    Beds: 3 Rooms: 7
    Full Baths: 2 Sq. Ft.: 1930
    Garage: 2 Built: 1993
     

    Open, spacious 3BR ranch w/FROG, Screened in sunroom. Updated Master/Hall BA 2013. Large eat-in kitchen, new SS stove dishwasher, Formal dining room. Hardwood floors 2012. Roof 2005, H20 heater 2012, windows 2014. Tons of storage: 1 pulldown, 2 walk-in attic spaces. 2 car garage. Under termite contract. Seller had pre-listing home inspection. Furniture optional for sale if desired. This home is MOVE IN READY!
    This is a new listing that
    I thought you might be
    interested in. Visit this
    listing online to see more
    photos of the property,
    Google? Earth satellite
    images, and much more.
     

    If you have any questions
    about this property or
    require more information,
    please feel free to call.

    Diane Ragsdale
    William E Wood and Associates
    7576815161
    www.dianeragsdale.com



     
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    Posted by Diane Ragsdale on March 18th, 2015 7:39 AMLeave a Comment

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    $225,000.00
    2204 Ocean View Ave. E #2

    Norfolk, VA 23518



    Beds: 2 Rooms: 4
    Full Baths: 2 Sq. Ft.: 1212
    Garage: 0 Built: 0
     

    WATERFRONT! With direct views of the Chesapeake Bay. Newer dishwasher, fridge, W/D, HVAC, waterhtr, Hurricane shutters. Owners elevator. Large deck, 2 covered parking spaces. Storage rooms. Corner unit. Views also from bedrooms. Live the beach life!
    This is a new listing that
    I thought you might be
    interested in. Visit this
    listing online to see more
    photos of the property,
    Google? Earth satellite
    images, and much more.
     

    If you have any questions
    about this property or
    require more information,
    please feel free to call.

    Diane Ragsdale
    William E Wood and Associates
    7576815161
    www.dianeragsdale.com



     
      Visit this listing here

    Posted by Diane Ragsdale on January 14th, 2015 9:24 AMLeave a Comment

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    8 Questions to Help Resolve Your Rent or Buy Dilemma

    buy or rentThe decision to buy a home, one of the biggest financial investments you’ll ever make, can be empowering and exciting.

    While the 2013 National Housing Pulse Survey by the National Association of Realtors showed that 80 percent of consumers believe buying a home is a good financial decision, it’s not always easy to know when the time is right to take the leap.

    Choosing to become a homeowner takes not only a financial commitment but also the emotional maturity to create a plan and a timeline that suits your lifestyle and your budget.

    Here are some of the factors that should be part of your decision to rent or buy a home:

    1. How Do Home Prices and Rents Compare in Your Community?

    While it’s easy to compare rental prices, when you look at the cost of buying a home you need to include not only your mortgage principal and interest payments, but also homeowners insurance, property taxes and possibly a condominium or homeowner association fee. Sometimes it’s more costly to rent than to buy, particularly when mortgage rates are low. A rent-or-buy calculator can help with your evaluation. You should also look at the long-term wealth-building benefit of homeownership that comes with rising values and increasing your equity as you pay off your home loan. A 2010 Survey of Consumer Finances by the Federal Reserve showed that the median net worth for homeowners was 30 times higher than the median net worth of non-homeowners.

    2. Are You Emotionally Ready To Buy A Home?

    One of the benefits of renting an apartment is that you typically only commit to a lease for one year. If you’re buying a home, you’ll need to choose a neighborhood and a home where you want to live for the next several years while you recoup the cost of buying and build equity.

    3. Do You Have a Five-Year Plan?

    While no one knows with absolute certainty what will happen over the next five or 10 years, if your plans include switching careers or moving out of state, you’re probably better off renting. If you plan to start a family in the next few years, you should take that into consideration when developing a budget and choosing a home.

    4. Are You Ready to Take Care of a Home?

    Along with the joy of decorating your home and changing it to meet your needs, you need to budget at least 1 to 3 percent of the home price each year for repairs. Whether you can handle work yourself or need to hire contractors, you should be prepared for the time and expense of maintaining your property so that it can keep its value and avoid more costly repairs in the future.

    5. Do You Have Any Savings?

    While there are loan programs available to some borrowers with a down payment of 3.5 percent and sometimes less, you’ll need some cash for a deposit, a down payment, closing costs and an emergency fund when you buy a home.

    6. What Does Your Credit Profile Look Like?

    Request your free credit report at AnnualCreditReport.com to check for errors and any negative information on your report. For a small fee you can get your credit score. Lenders typically require a minimum credit score of 620 or 640 and higher for government-insured loan programs, but for the lowest mortgage rates you need a credit score of 740 or above.

    7. What Can You Comfortably Afford to Spend on a Home?

    You can have a free consultation with a mortgage lender to find out how much you can borrow to buy a home, but you should develop your own budget to determine how much you can spend on your housing payment while still being able to pay your other bills and save for the future.

    8. Will Your Budget Accommodate the Type of Home You Want in Your Market?

    You can do a quick search on realtor.com to see what properties are available in neighborhoods where you want to live, or consult a Realtor for a more in-depth consultation about your priorities and your local market. You may also want to take a homebuyer education class to learn more about the buying process.


    Posted in:General
    Posted by Diane Ragsdale on October 27th, 2014 4:23 PMLeave a Comment

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    With Rates & Prices on the Rise, Do You Know the True Cost of Waiting?


    Young Couple Moving HouseWe, at KCM, have often broken down the opportunity that exists now for Millennials who are willing and able to purchase a home NOW... Here are a couple other ways to look at the cost of waiting.

    Let’s say you're 30 and your dream house costs $250,000 today, at 4.41% your monthly Mortgage Payment with Interest would be $1,253.38.

    But you’re busy, you like your apartment, moving is such a hassle...You decide to wait till the end of next year to buy and all of a sudden, you’re 31, that same house is $270,000, at 5.7%. Your new payment per month is $1,567.08.

    The difference in payment is $313.70 PER MONTH!

    That’s like taking a $10 bill and tossing it out the window EVERY DAY!

    Or you could look at it this way:

    • That’s your morning coffee everyday on the way to work (Average $2) with $12 left for lunch!
    • There goes Friday Sushi Night! ($80 x 4)
    • Stressed Out? How about 3 deep tissue massages with tip!
    • Need a new car? You could get a brand new $22,000 car for $313.00 per month.

    Let’s look at that number annually! Over the course of your new mortgage at 5.7%, your annual additional cost would be $3,764.40!

    Had your eye on a vacation in the Caribbean? How about a 2-week trip through Europe? Or maybe your new house could really use a deck for entertaining.  We could come up with 100’s of ways to spend $3,764, and we’re sure you could too!

    Over the course of your 30 year loan, now at age 61, hopefully you are ready to retire soon, you would have spent an additional $112,932, all because when you were 30 you thought moving in 2014 was such a hassle or loved your apartment too much to leave yet.

    Or maybe there wasn’t an agent out there who educated you on the true cost of waiting a year. Maybe they thought you wouldn’t be ready, but if they showed you that you could save $112,932, you’d at least listen to what they had to say.

    They say hindsight is 20/20, we’d like to think that 30 years from now when you are 60, looking back, you would say to buy now…


    Posted in:General
    Posted by Diane Ragsdale on April 29th, 2014 2:28 PMLeave a Comment

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    $239,000.00
    2204 Ocean View Ave. E #2

    Norfolk, VA 23518



    Beds: 0 Rooms: 5
    Full Baths: 2 Sq. Ft.: 1212
    Garage: 2 Built: 1984
     

    BAYFRONT! See water/ dunes from the sofa! Well maint'd condo community. Walk-over ti beach and new deck, siding, windows, elevator. Unit has hurricane shutters. Newer: dishwasher, fridge, W/D, carpet, HVAC, H/W tank. Delightful elec FP. Front faces Bay. Drive into 2 spaces of covr'd parking. Storage. Elevator with key for owner use.
    This is a new listing that
    I thought you might be
    interested in. Visit this
    listing online to see more
    photos of the property,
    Google? Earth satellite
    images, and much more.
     

    If you have any questions
    about this property or
    require more information,
    please feel free to call.

    Diane Ragsdale
    William E Wood and Associates
    7576815161
    www.dianeragsdale.com



     
      Visit this listing here

    Posted in:General
    Posted by Diane Ragsdale on April 27th, 2014 5:14 AMLeave a Comment

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    Posted by Diane Ragsdale on April 2nd, 2014 5:46 AMLeave a Comment

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    Posted in:General
    Posted by Diane Ragsdale on April 2nd, 2014 5:46 AMLeave a Comment

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